Class 4 impact-resistant roofing in Grapevine, TX
If hail has already cost you one roof, Class 4 impact-resistant roofing in Grapevine, TX can make the next one tougher. Class 4 shingles carry the top UL 2218 rating for standing up to hail. With the right paperwork, they may also qualify you for a discount on your homeowners insurance.
What UL 2218 Class 4 means
Class 4 is the top rating on the UL 2218 hail test. In the test, steel balls are dropped on a shingle twice in the same spot. If the shingle doesn’t crack or tear, it passes. For Class 4, the ball is two inches wide and falls from 20 feet.
| Class | Steel ball size | Drop height |
|---|---|---|
| Class 1 | 1¼ in | 12 ft |
| Class 2 | 1½ in | 15 ft |
| Class 3 | 1¾ in | 17 ft |
| Class 4 | 2 in | 20 ft |
Many Class 4 shingles are made with a rubbery kind of asphalt (called SBS), so they bend when hail hits instead of cracking. Others have a stronger backing. Either way, the goal is the same: no cracks, because cracks are what let water in.
What Class 4 can and can’t do
Class 4 isn’t hail-proof. Hail bigger than about two inches can still damage it. A Class 4 roof can also get dents or scuffs that don’t cause leaks. What it does well is handle the smaller hail we get most often in North Texas, the kind that can ruin a regular roof.
Some Texas policies don’t cover “cosmetic” hail damage, meaning dents that don’t cause leaks. It’s worth asking how yours handles it before you pick a roof.
Insurance documentation for Class 4 roofs in Texas
Many Texas insurance companies offer a discount for impact-resistant roofs, usually the largest for Class 4. Not every company does, and each one sets its own amount, so we can’t promise a specific savings. It also isn’t automatic. You need to ask for it and send in the right paperwork.
- Talk to your agent first. Ask for a quote with and without a Class 4 roof. That way you know what you’ll save before you pick a shingle.
- We fill out the form. After we install your roof, we fill out a state form called PC068. It lists the shingle’s rating, maker, brand name and install date.
- Send it to your insurance company. Send them one copy and keep one for yourself. Hang on to a label from the shingle packaging too.
Texas law doesn’t let HOAs ban shingles made to stand up to wind and hail. The shingles just need to look like the other roofs nearby and be as good or better in quality. More in our Grapevine permits and HOA guide.
Class 4 shingles we install
Every big shingle brand makes a Class 4 shingle. Some popular ones:
- GAF Timberline AS II
- Owens Corning Duration FLEX and Duration STORM
- CertainTeed Landmark ClimateFlex
- Malarkey Legacy
- Atlas StormMaster Shake
Products change over time, so we double-check that any shingle we quote still has a Class 4 rating.
Is a Class 4 roof worth the extra cost?
Class 4 shingles cost more than regular shingles. Whether they pay for themselves depends on your insurance bill, the size of your discount, and how long you plan to stay in the house. Here’s a quick way to figure it:
Some savings don’t show up in the math: fewer claims, fewer deductibles, and less chance of needing a new roof after the next medium-sized hailstorm.
If you’re planning a roof replacement in Grapevine, ask us to price standard and Class 4 shingles side by side so you can run the numbers. Not sure your roof needs replacing yet? Start with a free roof inspection.
FAQ
Class 4 roofing FAQs
Are Class 4 shingles hail-proof?
No. Class 4 is the top hail rating, but very large hail can still damage any roof. Class 4 shingles hold up much better to the small and medium hail we get most often. That means fewer damaged roofs and fewer claims.
How much can Class 4 shingles save on insurance in Texas?
It depends on your insurance company. Each one sets its own discount for impact-resistant roofs, and Class 4 gets the biggest one. Before you choose a shingle, ask your agent for two quotes: one with a Class 4 roof and one without.
What do I need to prove I have a Class 4 roof?
A state form called PC068. We fill it out after we install your roof. It lists the shingle’s rating, maker, brand name and install date. Send one copy to your insurance company and keep one for yourself. Hang on to a label from the shingle packaging too.
Do Class 4 shingles look different?
No. Most Class 4 shingles look just like regular shingles and come in the same colors. You can also get Class 4 shingles made to look like slate or wood shakes.
Can I upgrade to Class 4 when insurance is paying for my roof?
Yes. Your claim pays for shingles like the ones you had. You pay the difference to upgrade to Class 4, and your insurance discount may help you make some of that back.
Free inspection
Get a free roof inspection in Grapevine
Tell us what’s going on. We’ll come out, take photos of your roof, and tell you what it needs. If it doesn’t need anything yet, we’ll tell you that too.
- Photos of your whole roof that you can keep
- A written price, line by line, if it needs work
- Help deciding if it’s worth calling your insurance
Prefer email? Contact Grapevine Roofer.